RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Business Investment Loan

The Business Investment Loan gives you the freedom to grow your business and take advantage of investment opportunities when they arise whilst offering a competitive flexible interest rate with convenient access to your funds.
Category: Business Loans  Last Updated May 20, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Business Investment Loan with residential property security. Conditions apply.
Interest Rate
6.59% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, FIXED, 6.59%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 6.69%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 6.99%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.99%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 6.99%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.99%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 7.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.39%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 7.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.39%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 7.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.49%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 7.79%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.79%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 7.79%
  • Lending Rate Type: Fixed
  • Interest Rate: 7.79%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 6.69%
  • Lending Rate Type: Variable
  • Interest Rate: 6.69%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 7.49%
  • Lending Rate Type: Variable
  • Interest Rate: 7.49%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, VARIABLE, 8.19%
  • Lending Rate Type: Variable
  • Interest Rate: 8.19%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
  • Other Additional Information: Repayments: Choose between principal and interest or interest only repayments.
  • Redraw Additional Information: Optional for variable rate loans only. Redraw payments made in advance at any time through Internet and Mobile Banking. Minimum redraw amount is $500.

 Product Eligibility

  • Business Additional Information: Available for Business purposes only. Conditions apply.
  • Other Additional Information: Membership: You must be or become a Beyond Bank Australia member
  • Other Additional Information: Lending Criteria applies.
  • Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

 Bank Fees and Charges

  • Business Loan Establishment Fee (Upfront), Amount: 595.00. Additional Information: Applies to residential mortgage security and maximum borrowings of $500,000. Fees & Charges for borrowings above $500,000 (or where commercial mortgage security is required) are available on request.
  • Mortgage Discharge, Settlement Or Partial Discharge Fee (Event), Amount: 350.00. Additional Information: Payable whenever a mortgage is discharged or partially discharged
  • Redraw (staff-assisted) Fee (Transaction), Amount: 35.00. Additional Information: This fee is payable for each staff-assisted redraw.
  • Redraw (online) Fee (Transaction), Amount: 0.00. Additional Information: Online redraw via Internet or Mobile Banking is free.
  • Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage.
  • Hold Fixed Interest Rate (Upfront), Amount: 0.00. Additional Information: The amount of this fee is based on 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement.
  • Rate Variation Fee (Event), Amount: 150.00. Additional Information: This fee is payable each time you ask us to vary the type of interest rate (variable to fixed or vice versa) or refix your loan.
  • Loan Settlement Fee (a) (Upfront), Amount: 200.00. Additional Information: This fee is payable for a new loan settled
  • Loan Settlement Fee (b) (Upfront), Amount: 150.00. Additional Information: This fee is payable for each loan variation or top up settled.
  • Progress Payment Fee (Event), Amount: 35.00. Additional Information: This fee is payable for each progress payment we process for construction loans.
  • Security Handling Fee (Upfront), Amount: 175.00. Additional Information: This fee is payable if you ask us to prepare documentation to note a change of your name on the title, or produce your land title.
  • Additional Security Fee (Upfront), Amount: 200.00. Additional Information: This fee is payable when we prepare any security in addition to the mortgage over the primary mortgaged property
  • Search Fee (Upfront), Amount: 35.00. Additional Information: This fee is payable for each search conducted in relation to a loan or security including ASIC search or Title search.
  • Default Fee On Business Investment Loan - On The 8th Day (Event), Amount: 20.00. Additional Information: This fee is payable on the 8th day you are in default.
  • Default Fee On Business Investment Loan - Every 14th Day Thereafter (Event), Amount: 25.00. Additional Information: This fee is payable every 14th day thereafter whilst you remain in default.

 Limitations & Restrictions (Constraints)

  • Max Limit of 2000000.00
  • Min Limit of 10000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
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■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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