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Fixed Owner Occupied Home Loan (1-5 year options)

Whether you're refinancing or buying your first home, you need an honest bank to look after your best interest.
Category: Home Loans  Last Updated October 25, 2020  Effective June 4, 2021

 General Lending Rates

Rates listed below are for a FIXED OWNER_OCCUPIED PRINCIPAL_AND_INTEREST. Additional Information Fixed for 1 year
Interest Rate
2.24%PA
Comparison Rate
2.24%PA*
Product rates will vary depending upon your financial position. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

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Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 2.24%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.24%, Comparison Rate 2.24%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 2.34%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.34%, Comparison Rate 2.34%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 3.09%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 3.09%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 3.09%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 3.09%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Offset Additional Information: 100% offset is available.
  • Redraw Additional Information: Free and unlimited redraw facility available.
  • Other Additional Information: No ongoing fees

 Bank Fees and Charges

  • Default Payment Fee (Event), Amount: 35.00.
  • Fixed Loan Rate Lock-in Fee (Upfront), Amount: 600.00. Additional Information: Fee locks the loan rate for up to 3 months.
  • Fixed Loan Rate Lock-in Fee (Upfront), Amount: Not Listed.. Additional Information: 0.15% of loan amount

Related Home Loans

Related Fixed Home Loans
Interest*
1.89%
Comparison*
2.15%
   
1.85%
2.24%
   
2.19%
2.24%
   
2.24%
2.24%
   
Related Variable Home Loans
Interest*
1.95%
Comparison*
1.99%
   
1.95%
1.99%
   
1.99%
2.01%
   
2.09%
2.05%
   
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