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Example Interest Rates: Home Loan Variable: 2.54% (2.74%*) • Home Loan Fixed: 3.74% (3.8%*) • Fixed: 2.48% (2.94%*) • Variable: 2.54% (2.74%*) • Investment IO: 2.3% (3.76%*) • Investment PI: 2.04% (3.8%*)

  Fixed Rate - 1 year

Maximum 30 year loan term
Category: Home Loans  Last Updated July 18, 2022  Effective August 3, 2022

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Maximum 30 year loan term
Interest Rate
4.6% PA
Comparison Rate
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  • Lending Rate Type: Variable
  • Interest Rate: 5.02%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Offset
  • Redraw
  • Insurance

 Product Eligibility

  • Min Age - 18 Years.
  • Employment Status - Payg Income And Be Outside Any Probationary Periods Of Employment.
  • Residency Status - Australian Citizen.
  • Other - Yes. Additional Information: Member of BankVic

 Bank Fees and Charges

  • Switching Loan Products (Upfront), Amount: 200.00.
  • Valuation Fee (Upfront), Amount: 290.00. Additional Information: Property valuation in metropolitan area
  • Valuation Fee Country (Upfront), Amount: 330.00.
  • Production Of Title Fee (Upfront), Amount: 330.00.
  • Mortgage Establishment Fee (Upfront), Amount: 600.00. Additional Information: Covers the valuation, title search & mortgage preperation costs
  • Mortgage Establishment Fee Existing Loan (Upfront), Amount: 300.00. Additional Information: New Mortgage and no Valuation required

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