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Standard Variable Home Loan - Owner-occupied special $750K+ LVR up to 80% (Principal and Interest)

A variable home loan special for owner occupiers with new lending over $750k. Comes with a 100% offset account to help pay your loan off sooner plus fee free redraw and no monthly or annual fees.
Category: Home Loans  Last Updated December 2, 2020  Effective July 31, 2020

 General Lending Rates

Rates listed below are for a VARIABLE OWNER_OCCUPIED PRINCIPAL_AND_INTEREST. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
1.95%PA
Comparison Rate
1.99%PA*
Product rates will vary depending upon your financial position. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

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 Product Features

  • Offset
  • Redraw
  • Other Additional Information: No penalty for extra repayments

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Residency Status - Australian Citizen Or Permanent Residency Only.
  • Other - New Lending Of At Least $50,000. Additional Information: For more information refer to terms and conditions

 Bank Fees and Charges

  • Home Loan Application Fee (Upfront), Amount: 500.00. Additional Information: Includes application, one legal and standard valuation fee free for first application, for one security only.
  • Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and drawdown fees throughout construction period. Legal fees are paid in addition to this and are at cost.
  • Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, looan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
  • Special Attendance (Event), Amount: 300.00. Additional Information: $300 + at cost fees
  • Re-issue Loan Documentation Fee (Event), Amount: 125.00.
  • Late Payment (Event), Amount: 25.00.
  • Default Notice Fee (Transaction), Amount: 50.00.
  • Failure To Comply Notice (Event), Amount: 25.00.
  • Rental Or Contract Performance Guarantee (Event), Amount: 500.00. Additional Information: $250 upfront preparation fee plus $250 p.a. (paid in advance)
  • Production Of Deeds (Event), Amount: 0.00. Additional Information: Charged at cost
  • Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Mortgage Default Notice Fee (Event), Amount: 0.00. Additional Information: Charged at cost
  • Lenders Mortgage Insurance (lmi) (Event), Amount: 0.00. Additional Information: LMI fees and charges available on application
  • Copy Of Statement (Event), Amount: 3.00. Additional Information: For subsequent statements the fee is $1.50 per page.
  • Staff Assisted Transfer (Event), Amount: 2.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 50000

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Interest*
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Comparison*
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Related Variable Home Loans
Interest*
1.95%
Comparison*
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