1 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
A fixed rate for 1 year for owner occupiers wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees.
Category: Home Loans Last Updated April 7, 2022 Effective August 31, 2021
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 2.39%
- Lending Rate Type: Variable
- Interest Rate: 2.39%, Comparison Rate N/A%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
- Other Additional Information: No penalty for extra repayments
- Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
- Home Loan Application Fee (Upfront), Amount: 500.00. Additional Information: Includes application, one legal and standard valuation fee free for first application, for one security only.
- Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and drawdown fees throughout construction period. Legal fees are paid in addition to this and are at cost.
- Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, looan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
- Special Attendance (Event), Amount: 300.00. Additional Information: $300 + at cost fees
- Re-issue Loan Documentation Fee (Event), Amount: 125.00.
- Late Payment (Event), Amount: 25.00.
- Default Notice Fee (Transaction), Amount: 50.00.
- Failure To Comply Notice (Event), Amount: 25.00.
- Rental Or Contract Performance Guarantee (Event), Amount: 500.00. Additional Information: $250 upfront preparation fee plus $250 p.a. (paid in advance)
- Early Repayment Fee (erf) (Event), Amount: 0.00. Additional Information: Refer to loan contract
- Production Of Deeds (Event), Amount: 0.00. Additional Information: Charged at cost
- Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Mortgage Default Notice Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Lenders Mortgage Insurance (lmi) (Event), Amount: 0.00. Additional Information: LMI fees and charges available on application
- Copy Of Statement (Event), Amount: 3.00. Additional Information: For subsequent statements the fee is $1.50 per page.
- Staff Assisted Transfer (Event), Amount: 2.00.
Limitations & Restrictions (Constraints)