Standard Variable Home Loan - Investment special LVR up to 95% (Principal and Interest)
A variable home loan special for investors with new lending to Easy Street. Comes with a 100% offset account to help pay your loan off sooner plus fee free redraw and no monthly or annual fees.
Category: Home Loans Last Updated August 1, 2022 Effective July 31, 2020
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
- Other Additional Information: No penalty for extra repayments
- Residency Status - Australian Citizen Or Permanent Residency Only.
- Other - New Lending Of At Least $50,000. Additional Information: For more information see terms and conditions
Bank Fees and Charges
- Home Loan Application Fee (Upfront), Amount: 500.00. Additional Information: Includes application, one legal and standard valuation fee free for first application, for one security only.
- Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and drawdown fees throughout construction period. Legal fees are paid in addition to this and are at cost.
- Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, looan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
- Special Attendance (Event), Amount: 300.00. Additional Information: $300 + at cost fees
- Re-issue Loan Documentation Fee (Event), Amount: 125.00.
- Late Payment (Event), Amount: 25.00.
- Default Notice Fee (Transaction), Amount: 50.00.
- Failure To Comply Notice (Event), Amount: 25.00.
- Rental Or Contract Performance Guarantee (Event), Amount: 500.00. Additional Information: $250 upfront preparation fee plus $250 p.a. (paid in advance)
- Production Of Deeds (Event), Amount: 0.00. Additional Information: Charged at cost
- Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Mortgage Default Notice Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Lenders Mortgage Insurance (lmi) (Event), Amount: 0.00. Additional Information: LMI fees and charges available on application
- Copy Of Statement (Event), Amount: 3.00. Additional Information: For subsequent statements the fee is $1.50 per page.
- Staff Assisted Transfer (Event), Amount: 2.00.
Limitations & Restrictions (Constraints)