RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.74% (6.40%*) • Investment PI: 5.58% (6.62%*)


Enjoy the certainty of knowing what your repayments are for a fixed period. The fixed rate loan is available for 1, 2 and 3 years. Repayment Type Principle and Interest. Loan Purpose Owner Occupied.
Category: Home Loans  Last Updated July 5, 2024  Effective July 5, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Repayment Type Principal and Interest; Loan Purpose Owner Occupied; Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
Interest Rate
5.97% PA
Comparison Rate
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  • Lending Rate Type: Variable
  • Interest Rate: 8.40%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Other Additional Information: Additional repayments allowed

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Must Be An Australian Citizen Or Permanent Resident.

 Bank Fees and Charges

  • Mortgage Loan Establishment Fee (Event), Amount: 250.00.
  • Mortgage Discharge Fee (Exit), Amount: 350.00.
  • Additional Self Employment Fee (Event), Amount: 50.00.
  • Fixed Rate Lock-in Fee (Event), Amount: 600.00.
  • Guarantee Security (Event), Amount: 200.00.
  • Pexa Processing Fee (Variable), Amount: 0.00.
  • Title Search (Variable), Amount: 0.00.
  • Top-up Fee (Event), Amount: 250.00.
  • Valuation Fee (Variable), Amount: 0.00.
  • Variation Of Security (real Estate) (Event), Amount: 200.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000.00

 Document Downloads

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