Category: Home Loans Last Updated October 14, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information 80% LVR
Interest Rate 5.94% PA
Comparison Rate 6.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital Banking
Npp Enabled
Npp Payid
Redraw
Offset
Product Eligibility
Residency Status
Min Age - 18.
Bank Fees and Charges
Home Property Credit Package Fee (Upfront), Amount: 420.00. Additional Information: is charged for establishing all home loans with the exception of Commercial Loans
Application Fee Split Loan (Upfront), Amount: 50.00. Additional Information: in addition to any other Application or Package Fee applicable to loan(s) in question
Application Fee Further Advance (Upfront), Amount: 275.00.
Bank Cheque Fee (Payment), Amount: 12.00. Additional Information: Per cheque - Purchase of a bank cheque for settlement
Conveyancer's / Solicitor's Fee (Payment), Amount: 141.64. Additional Information: Per instrument - Outside of SA and NT as charged by Conveyancer/Solicitor. Covers preparation of mortgage documents, and attendance at settlement.
Registration Fee (Payment), Amount: 176.00. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
Registration Fee (nt) (Payment), Amount: 152.00. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
Title Search (sa) (Payment), Amount: 31.25. Additional Information: Per search - provides a copy of the title of the property
Title Search (nt) (Payment), Amount: 47.25. Additional Information: Per Search - provides a copy of the title to the property
Document Search (Payment), Amount: 11.50. Additional Information: Per search - provides a duplicate copy of a registered document from Property Assist
Valuation Fee (Payment), Amount: 205.00. Additional Information: From $205 - a fee charged to value the proposed security property for metropolitan area. Outside metropolitan area as charged by the valuer.
Valuation Fee (nt) (Payment), Amount: 205.00. Additional Information: from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000