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Example Interest Rates: Home Loan Variable: 2.54% (2.74%*) • Home Loan Fixed: 3.74% (3.8%*) • Fixed: 2.48% (2.94%*) • Variable: 2.54% (2.74%*) • Investment IO: 2.3% (3.76%*) • Investment PI: 2.04% (3.8%*)

  Back to Basics Green Variable Rate

A basic Home Loan for lending less than $25,000 for Green Upgrades
Category: Home Loans  Last Updated July 14, 2022  Effective June 29, 2022

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
2.89% PA
Comparison Rate
2.89%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.89%, Comparison Rate 2.89%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Other Additional Information: No monthly account keeping fee
  • Other Additional Information: No ongoing annual fee
  • Other Additional Information: Unlimited additional repayments
  • Redraw Additional Information: Redraw additional repayments as cashback, with no cashback fee and unlimited withdrawals
  • Digital Banking
  • Other Additional Information: Phone Banking
  • Other Additional Information: Ability to set up automated repayments

 Product Eligibility

  • Other Additional Information: Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice. Full eligibility requirements, terms and conditions apply.
  • Other Additional Information: This offer is available to eligible current or new Suncorp Bank home loan customers (owner occupiers or investors) whose home loans must be at least $150k, LVR ≤ 80%.

 Bank Fees and Charges

  • Staff Assisted Home Loan Repayment Fee (Event), Amount: 5.00. Additional Information: The fee will apply for transfers made to a Back to Basics Variable Home Loan at a Suncorp Store.
  • Excess Cheque Fee (Event), Amount: 8.00. Additional Information: You can request 4 bank cheques for free. An extra 5 free bank cheques are available for progress payments on construction loans. After you have used the free cheques, a fee is payable for each bank cheque requested.
  • Arrears Administration Fee (Event), Amount: 20.00. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs.
  • Copy Of Documents Fee (Event), Amount: 35.00. Additional Information: Payable if we are required to obtain a copy of a document, including Mortgage or title search.
  • Additional Valuation Fee (Event), Amount: 150.00. Additional Information: The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply.
  • Guarantor Fee (Event), Amount: 200.00. Additional Information: Applies if a guarantor is included in the loan. Fee is per guarantor.
  • Progressive Funding Fee (Event), Amount: 300.00. Additional Information: Applies at loan settlement or first draw (at the Bank's discretion) for any part of the loan provided for construction purposes.
  • Renegotiation Fee (Event), Amount: 300.00. Additional Information: Payable when you request a change to the Credit Contract or Security and this change is completed.
  • Loan Finalisation Fee (Event), Amount: 0.00. Additional Information: Applies when a loan is paid out in full, This includes settlements, refinances and payouts.
  • Default Interest (Event), Amount: Not Listed.. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs.
  • Establishment Fee (Upfront), Amount: 0.00. Additional Information: Applies to loans where borrowings are less than 90% of the property value, waived for loans over $150,000
  • Establishment Fee (Upfront), Amount: 0.00. Additional Information: Applies to loans where borrowings are greater than or equal to 90% of the property value, waived for loans over $150,000

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000 Additional Information: Minimum Loan Balance of $10,000
  • Max Balance of 25000 Additional Information: Maximum Loan Balance of $25,000

 Document Downloads

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