RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.74% (6.40%*) • Investment PI: 5.58% (6.62%*)

  Optimum Investor 3 Year Fixed Rate Home Loan

Optimum Investor 3 Year Fixed Rate Home Loan
Category: Home Loans  Last Updated June 3, 2024  Effective July 5, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
5.69% PA
Comparison Rate
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  • Lending Rate Type: Variable
  • Interest Rate: 6.90%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Digital Banking Additional Information: SWSCU Internet Banking & App
  • Notifications Additional Information: Alerts
  • Npp Enabled
  • Redraw
  • Other Additional Information: Maximum loan term is 30 years

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Resident.

 Bank Fees and Charges

  • Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party
  • Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches

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