RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.74% (6.40%*) • Investment PI: 5.58% (6.62%*)

  Up Home Loan

Up Home is a simple loan that works seamlessly with your Up banking. Starting from 10% LVR, it’s first time owner friendly too. Use the Up features you love to own your own home faster.
Category: Home Loans  Last Updated February 29, 2024  Effective March 16, 2022

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Fixed for 3 years
Interest Rate
5.80% PA
Comparison Rate
5.91%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 6.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.00%, Comparison Rate 5.96%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.85%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.85%, Comparison Rate 5.93%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.91%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.90%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.89%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking Additional Information: Apply for and manage your Up Home loan online through Up’s mobile banking application.
  • Extra Repayments
  • Offset Additional Information: Use your Up spending account and Savers as offsets.
  • Redraw

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident.
  • Other - Credit And Lending Criteria Apply.

 Bank Fees and Charges

  • Bank Cheque Fee (Event), Amount: 12.75.

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