RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.74% (6.40%*) • Investment PI: 5.58% (6.62%*)

  Back to Basics Owner Occupied

Back to Basics Owner Occupied
Category: Home Loans  Last Updated July 5, 2024  Effective July 5, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
5.65% PA
Comparison Rate
7.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.29%, Comparison Rate 6.34%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.35%, Comparison Rate 8.17%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.45%, Comparison Rate 7.99%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.65%, Comparison Rate 7.59%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.50%, Comparison Rate 7.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.65%, Comparison Rate 7.62%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw

 Product Eligibility

  • Min Age - 18.

 Bank Fees and Charges

  • Home Loan Application Fee - New Applications (Event), Amount: 600.00.
  • Loan Discharge Fee Registration Or Settlement (Event), Amount: 250.00. Additional Information: Plus out of pocket expenses

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