Tailored rates available for cars, motorbikes, caravans and boats that are less than 5 years old.
Category: Personal Loans Last Updated January 8, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate 6.95% PA
Comparison Rate 7.89%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
OtherAdditional Information: The ability to make extra repayments or pay off your loan early without penalty
Product Eligibility
Min Age - 18.
Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.
Natural Person
Bank Fees and Charges
Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page
Personal Property Security Admin Fee (Event), Amount: 30.00.
Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.
Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract
Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone
Loan Service Fee - Personal, Green & Car Loans (Periodic), Amount: 10.00.