If you don’t want to secure your loan against an asset, but you have something you need to fund (like a holiday or a house renovation) this may be the loan for you. It’s also great for consolidating credit card debt. Loan amounts can be between $5,000 up to $20,000.
Category: Personal Loans Last Updated October 30, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Rates are subject to change
Interest Rate 14.99% PA
Comparison Rate 16.39%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
OtherAdditional Information: Maximum loan term 7 years
OtherAdditional Information: Choose a repayment frequency to suit you. Pay weekly, fortnightly or monthly over 1 to 7 years from the linked Australian Unity transaction account.
Digital BankingAdditional Information: Manage your account from anywhere with our Internet Banking or mobile banking app.
OtherAdditional Information: Pay off your loan early - Make additional payments at no extra cost.
OtherAdditional Information: Borrow $5,000 or more and enjoy a great low variable rate on a loan term up to 7 years.
RedrawAdditional Information: Yes - redraw available via Internet Banking (min $500) – available on variable loans only.
Bank Fees and Charges
Establishment Fee (Upfront), Amount: 199.00. Additional Information: Payable on all new personal loan products including secured, partly secured, unsecured and car loan products.
Loan Re-documentation Fee (Event), Amount: 150.00. Additional Information: Payable if the loan documents need to be reprepared due to a change in requirements by the customer. This fee also applies should you not proceed with the loan after the new loan contract is prepared.
Self-serve Redraw (Event), Amount: 0.00. Additional Information: A redraw facility allows you to access additional payments that you’ve made on your home loan. When you do this yourself via Internet Banking or the Mobile banking app, there is no fee. Minimum $500.
Staff Assisted Redraw Fee (Event), Amount: 50.00. Additional Information: Payable when a redraw request is manually performed by a staff member.