Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.
Category: Personal Loans Last Updated August 13, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED product. Additional Information Secured
Interest Rate 7.79% PA
Comparison Rate 7.93%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
RedrawAdditional Information: Manual & Online redraw available
OtherAdditional Information: Weekly, fortnightly or monthly repayments
Product Eligibility
Min Age - 18.
Residency Status - Australian Resident.
Student - Student.
Employment Status - Employed.
Bank Fees and Charges
Document Preparation Fee (Upfront), Amount: 100.000000. Additional Information: The cost of preparing the loan documents (Secured Personal Loans only).
Security Processing Fee (Variable), Amount: Not Listed.. Additional Information: Charged to lodge an interest against the security e.g. vehicle (Secured Personal Loans only). On Application
Online Redraw Fee (Event), Amount: 0.000000. Additional Information: Charged when completing a redraw online
Manual Redraw Fee (Event), Amount: 0.000000. Additional Information: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking
Duplicate Fee (Event), Amount: 16.500000. Additional Information: Is payable for each copy of any document you request.
Bank Cheque Fee (Event), Amount: 10.000000. Additional Information: Is payable for each Bank Cheque drawn.
Early Repayment Fee (Exit), Amount: 20.000000.
Default Fee (Event), Amount: 35.000000.
Application Fee (Event), Amount: 0.000000. Additional Information: Incurred when you apply for a new loan.
Not applicable to student loan.
Monthly Admin Fee (Event), Amount: 0.000000. Additional Information: This fee is charged to cover the regular administration and servicing required for your loan.
Not applicable to Student loan.