Personal Loan Personal Lending 1-5 Years Fixed Unsecured
Personal Loan Personal Lending 1-5 Years Fixed Unsecured
Category: Personal Loans Last Updated October 17, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 9.99% PA
Comparison Rate 11.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital Banking
Npp Payid
RedrawAdditional Information: Minimum of $500 per redraw
Product Eligibility
OtherAdditional Information: Available to Members only
Min Age - 18.
Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..
Bank Fees and Charges
Loans With A Fixed Rate Term - Break Cost Fee (Event), Amount: 0.00. Additional Information: If the loan is paid out or transferred to a variable rate loan during the fixed rate period you will incur a break cost fee. Fee is at cost
Arrears Fee (Event), Amount: 20.00.
Personal Loan Establishment Fee (Upfront), Amount: 195.00. Additional Information: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.
Stamp Duty On Goods Security Agreement (Upfront), Amount: 0.00. Additional Information: Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost