RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  L23 Cash Secured

Have An Existing Fixed Term Deposit Or Don't Want To Use Your Own Money? A BHCCU Cash Secured Loan Might Be For You.
Category: Personal Loans  Last Updated July 26, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Loan Balances $30,000.00 And Greater Reference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval
Interest Rate
7.69% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , VARIABLE, 7.69%
  • Lending Rate Type: Variable
  • Interest Rate: 7.69%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:
  , VARIABLE, 10.75%
  • Lending Rate Type: Variable
  • Interest Rate: 10.75%, Comparison Rate 11.22%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Digital Banking Additional Information: 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone
  • Loyalty Program Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
  • Other Additional Information: No Monthly Account Keeping Fees
  • Other Additional Information: No Loan Service Fees
  • Other Additional Information: No Penalties For Additional Repayments
  • Other Additional Information: No Penalties For Early Payouts
  • Redraw
  • Unlimited Txns Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

 Product Eligibility

  • Business Additional Information: Self Employed Members and Business Owners Are Eligible
  • Employment Status - Full Time, Part Time, Casual Etc.. Additional Information: Employed Members Are Eligible
  • Min Age - 18.
  • Other Additional Information: Subject To Eligibility For Credit Via Loan Application Assessment
  • Pension Recipient Additional Information: Centrelink Recipients And Self-Funded Retirees Are Eligible
  • Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Residents Of Australia Are Eligible
  • Staff Additional Information: BHCCU Staff Are Eligible
  • Student Additional Information: Student Members Are Eligible

 Bank Fees and Charges

  • Loan Redraw Processing Fee (Transaction), Amount: 35.00.
  • Enforcement Collection Cost (Event), Amount: 0.00.
  • Credit Report Fee (Upfront), Amount: 20.00.
  • Loan Establishment Fee (Upfront), Amount: 280.00.
  • Loan Establishment Fee - Self Employed Or Debt Consolidation (Upfront), Amount: 705.00.
  • Bhccu Enforcement Expense (Event), Amount: 0.00.
  • Loan Contract Variation Fee (Event), Amount: 200.00.
  • Guarantee Security Fee (Event), Amount: 325.00.
  • Credit Bureau Deafult Listing (Event), Amount: 75.00.
  • Ipex Fee (Upfront), Amount: 35.00.
  • Debt Agreement Fee (Event), Amount: 150.00.
  • Enforcement Expense (Event), Amount: 0.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 2000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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