RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Line of Credit

Be prepared for life's little emergencies with a financial safety net that gives you access to funds when you need it. Start enjoying the benefits today with line of credit loans starting from as little as $2,000.
Category: Personal Loans  Last Updated June 18, 2023  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Unsecured Line of Credit, variable rate. Conditions apply.
Interest Rate
14.49% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Bill Payment
  • Card Access
  • Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
  • Digital Wallet Additional Information: Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions.
  • Notifications Additional Information: Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
  • Npp Enabled Additional Information: New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
  • Npp Payid Additional Information: New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts

 Product Eligibility

  • Min Age - 18. Additional Information: Minimum age is 18 years of age.
  • Natural Person
  • Other Additional Information: Membership: You must be or become a Beyond Bank Australia member.
  • Other Additional Information: Lending criteria applies.
  • Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

 Bank Fees and Charges

  • Line Of Credit Approval / Variation Fee (Upfront), Amount: 195.00. Additional Information: This fee is payable when you apply for new or increased credit or request a change to your line of credit contract.
  • Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract.
  • Default Fee On Line Of Credit (Event), Amount: 25.00. Additional Information: This fee is payable on the 15th day of every month whilst you are in default.

 Limitations & Restrictions (Constraints)

  • Max Limit of 140000.00
  • Min Limit of 2000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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