Category: Personal Loans Last Updated April 12, 2022 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
Interest Rate 8.80% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
RedrawAdditional Information: Redraw of repaid principal above minimum required is available
Digital BankingAdditional Information: Access is available to online banking features for the product
Npp EnabledAdditional Information: An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment
Npp PayidAdditional Information: An account of this product type can be used as the target of an NPP PayID
NotificationsAdditional Information: SMS and/or email notifications available
Product Eligibility
Residency StatusAdditional Information: Individuals must be citizens or permanent residents of Australia.
OtherAdditional Information: You will need to become a member of the Credit Union before The Capricornian can accept a loan application.
Bank Fees and Charges
Establishment Fee Personal Loans And Overdrafts (Upfront), Amount: 250.00.
Contract Variation Fee-personal Loans And Overdrafts (Event), Amount: 100.00.