Category: Personal Loans Last Updated April 3, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Any worthwhile purpose
Interest Rate 8.77% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital Banking
RedrawAdditional Information: Access to extra cash if you’re ahead on your repayments.
OtherAdditional Information: Flexible repayment frequency - pay weekly, fortnightly or monthly.
Extra RepaymentsAdditional Information: Freedom to make unlimited extra repayments – reduce your loan term and save money
OtherAdditional Information: No penalties for additional repayments or early payout
OtherAdditional Information: Fixed loan terms up to seven years.
OtherAdditional Information: No monthly account keeping fees
OtherAdditional Information: Staff have the option of using security or not at the same staff rate benefit
Product Eligibility
OtherAdditional Information: Terms, conditions, fees, charges and lending criteria apply and are available on application
Residency Status - Permanent Residents Of Australia Who Reside In Australia At The Time Of Membership Application Are Eligible For Membership, Regardless Of Citizenship Status..
Min Age - 18.
Natural Person - Personal Members Only.
Bank Fees and Charges
Personal Loan Application Fee (Upfront), Amount: 250.00.
Preparation Of Substitute Security (Event), Amount: 75.00.
Limitations & Restrictions (Constraints)
Min Limit of 2000.00 Additional Information: Minimum loan size is $2000.00