A low-fuss loan that gives you the certainty that your repayments won't change if interest rates go up and lets you enjoy the flexibility of redraw, no early repayment penalties and fee free redraw.
Category: Personal Loans Last Updated April 3, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Comparison rate is calculated on an unsecured loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate 8.99% PA
Comparison Rate 10.02%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
Digital Banking
Product Eligibility
Natural Person
Min Age - 18.
Residency Status - Australian Citizen Or Hold Permanent Residency Only.
Bank Fees and Charges
Personal Loan Application Fee (Upfront), Amount: 249.00.
Late Payment (Event), Amount: 25.00.
Staff Assisted Transfer (Event), Amount: 2.00.
Copy Of Print Statement - Fee (Event), Amount: 1.50. Additional Information: $1.50 per page