Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

HSBC Personal Loan

With our Personal Loan product, you can consolidate debt, purchase a car, pay for a wedding, pay for education expenses, pay for a holiday, pay for renovation cost and more.

Category: Personal Loans Last Updated June 19, 2024 Effective November 1, 2024

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information This is a fixed flat rate product

Interest Rate
12.99% PA

Comparison Rate
13.54%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 12.99%

Lending Rate Type: Fixed
Interest Rate: 12.99%, Comparison Rate 13.54%
Repayment Type: Principal And Interest
Loan Purpose:

Product Features

Digital Banking Additional Information: View your account, balances, recent transactions and statements via Online Banking or Mobile Banking App

Extra Repayments Additional Information: You can make extra repayments at any time which will save on interest and pay off the loan faster. Fees may apply if loan term is more than 6 months

Other Additional Information: Fixed Monthly Repayments allows certainty of repayments over the loan term

Other Additional Information: Flexible loan terms from 1 - 5 years

Other Additional Information: Unsecured Loan which does not require any type of security

Product Eligibility

Natural Person Additional Information: Be an Individual

Min Income - 40000.00. Additional Information: You will be required to earn an income of at least $40,000 p.a.

Residency Status - Be An Australian Citizen, Permanent Resident, Or Hold An Eligible Visa.

Min Age - 18. Additional Information: Individual must be 18 or over

Other Additional Information: Have a good credit rating

Other Additional Information: Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application

Bank Fees and Charges

Establishment Fee (Upfront), Amount: 150.00. Additional Information: A one off establishment fee cost is charged for setting up the personal loan

Monthly Account Servicing Fee (Periodic), Amount: 5.00. Additional Information: A monthly account servicing fee

Early Termination Fee (Exit), Amount: 199.00. Additional Information: Early termination fee is charged when a personal loan gets paid out early, the fee does not apply in the last 6 months of the loan term.

Dishonour Fee (Event), Amount: 5.00. Additional Information: Fee is charged if a payment made to us is dishonoured, including cheques or direct debit payments

Late Payment Fee (Event), Amount: 30.00. Additional Information: Fee is charged if you do not make a full repayment of the amount due within 3 days of the due date.

Limitations & Restrictions (Constraints)

Min Limit of 5000.00 Additional Information: The minimum loan amount that can be borrowed is 5000.00

Max Limit of 50000.00 Additional Information: The maximum loan amount that can be borrowed is 50000.00

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

Want a No Obligation Discussion?

Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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