New Car? Dream holiday? Getting married? Take your dreams off hold with an IMB Secured Personal Loan. No monthly fees, flexible terms of 1 - 7 years and borrow up to $75,000.
Category: Personal Loans Last Updated July 31, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information This comparison rate is based on a loan amount of $30,000 and a term of 5 years.
Interest Rate 6.84% PA
Comparison Rate 7.19%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital BankingAdditional Information: Internet Banking and Mobile Banking App.
NotificationsAdditional Information: IMB Alerts keep you up to date by sending you SMS or email alerts regarding your banking. Account Alerts help you keep track of your finances and Internet Banking Security Alerts to help keep you safe online. You can register for Alerts in Internet Banking.
OtherAdditional Information: Direct Credit is available on this account type.
OtherAdditional Information: Receive Electronic Funds Transfers (EFT) to this account type.
OtherAdditional Information: IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
OtherAdditional Information: IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
OtherAdditional Information: Receive only
Extra RepaymentsAdditional Information: Unrestricted additional repayments
Product Eligibility
Min Age - 18.
Natural Person
Residency Status - Borrowers Must Be Australian Citizens Or Permanent Residents..
Other - Assessment. Additional Information: Lending Criteria apply
Other - Age Of Security. Additional Information: Secured Personal Loans must be secured with either a new or used vehicle (up to 6 years of age)
Bank Fees and Charges
Loan Application Fee (Upfront), Amount: 250.00.
Personal Property Securities Register Fee (Event), Amount: 24.78. Additional Information: Payable to IMB for the initial PPSR enquiry and the registration of the encumbrance of the PPS files.