RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Home Renovation Loan

For home owners wishing to renovate or improve their home
Category: Personal Loans  Last Updated October 4, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
10.85% PA
Comparison Rate
10.88%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Unlimited Txns
  • Digital Banking
  • Npp Enabled
  • Npp Payid
  • Notifications
  • Other Additional Information: Additional repayments and early payout Unlimited additional repayments and early payout options without penalty
  • Other Additional Information: Automatic repayments can be set up from salary, LCU account, or external account
  • Other Additional Information: Flexible repayments. Weekly, fortnightly or monthly
  • Other Additional Information: No ongoing fees. No annual, monthly or weekly fees
  • Other Additional Information: Interest calculated daily and applied monthly
  • Other Additional Information: Repayment type Principal and Interest
  • Other Additional Information: Application fee of $200 payable on Funding of your loan

 Product Eligibility

  • Natural Person
  • Residency Status - At Least One Borrower Must Be An Australian Resident.
  • Min Age - 18.
  • Employment Status - Income Required To Service Loan. Applicant Must Meet Lcu Lending Criteria .
  • Other Additional Information: Must own or be paying off your own home
  • Other Additional Information: Shareholder. Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own your Bank". $10 share is refunded if you choose to close your account.
  • Other Additional Information: Eligibility. To be eligible to borrow you must be referred by a family member or friend who already has an account with LCU. Alternatively you may be eligible to join if you: work or live in the greater Ryde area; have an association with Riverside Corporate or Macquarie Park; or work in a STEM industry.
  • Other Additional Information: Maximum loan term 10 years

 Bank Fees and Charges

  • Equifax Credit Check (Event), Amount: 20.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 2000.00
  • Max Limit of 75000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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