When you need a personal loan to make your world a better place, we offer a few that could be just what you're looking for. Holidays, debt consolidation, cars and more.
Category: Personal Loans Last Updated September 18, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Applicable for Property Owners
Interest Rate 7.89% PA
Comparison Rate 8.92%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 7.89%
Lending Rate Type: Variable
Interest Rate: 7.89%, Comparison Rate 8.92%
Repayment Type:
Loan Purpose:
Product Features
Digital BankingAdditional Information: You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
OtherAdditional Information: Flexible Repayments: Make your loan repayments weekly, fortnightly or monthly
RedrawAdditional Information: Redraw available for Lifestyle Personal Loan - Homeowners only
Product Eligibility
Min Age - 18. Additional Information: Individuals (natural persons) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older.
Natural PersonAdditional Information: Individuals only: Not available for non-personal borrowers.
OtherAdditional Information: Applications for loans are subject to the Bank's lending criteria.
Residency Status - Au. Additional Information: Australian citizen or permanent resident of Australia
Bank Fees and Charges
Personal Loan Establishment Fee (Upfront), Amount: 150.00. Additional Information: Payable to establish a personal loan.
Early Repayment Fee (Exit), Amount: 0.00. Additional Information: There is no early repayment fee
Late Payment Fee (Payment), Amount: 0.00. Additional Information: There is no late payment fee
Redraw Fee (Event), Amount: 0.00. Additional Information: There is no redraw fee
Monthly Fee (Periodic), Amount: 0.00. Additional Information: There is no monthly fee
Limitations & Restrictions (Constraints)
Min Limit of 1000.00 Additional Information: Minimum loan amount $1,000