A discounted premium rate personal loan for eligible Members
Category: Personal Loans Last Updated January 21, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years. These rates are for unsecured loans only. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate 12.24% PA
Comparison Rate 12.46%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
Digital Banking
Notifications
OtherAdditional Information: Variable and lump sum repayments
OtherAdditional Information: No penalty for early repayment
OtherAdditional Information: Auto repayments from salary or transferred from another account weekly, monthly or fortnightly
OtherAdditional Information: 1 to 7 year periods available
Product Eligibility
Min Age - 18.
Residency Status - Australian Citizen Or Permanent Resident.
OtherAdditional Information: As a Customer Owned Bank, customers must become a shareholder of Unity Bank to open an account.
OtherAdditional Information: Credit eligibility criteria, terms and conditions, fees and charges apply.
OtherAdditional Information: Must have an existing home loan, or are an existing home owner, or have an existing Fixed Term Deposit with Unity Bank greater than $20,000.