UNSECURED PERSONAL LOANS

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 11.40%, Comparison Rate 11.99%
• Repayment Type: Principal And Interest
• Loan Purpose:

 Product Features

• Redraw

• Bill Payment

• Npp Enabled

• Npp Payid

 Product Eligibility

• Min Age - 18.

• Max Age - 75.

• Natural Person

 Bank Fees and Charges

• Establishment Fee - Personal Loan (Upfront), Amount: 250.00. Additional Information: To cover our costs associated with establishing your loan

• Account Service Fee - Personal Loan (Periodic), Amount: 5.00. Additional Information: Payable for managing your account

• Default Administration Fee (Event), Amount: 40.00. Additional Information: Charged per month, if you fail to make a payment by the due date

• Investigation/correction Fee (Event), Amount: 0.00. Additional Information: Payable when we process your request to trace, reverse or correct a payment or where you ask us to investigate a disputed transaction on your account

• Audit Certificate Fee (Event), Amount: 0.00. Additional Information: When you request us to prepare an Audit Certificate on your account

• Document Recovery Fee (Event), Amount: 0.00. Additional Information: Payable when we process your request to obtain a copy of a deposited cheque, a sales voucher or any deposit, withdrawal or transfer form associated with your account

• Document Search Fee (Event), Amount: 0.00. Additional Information: May apply when you request us to conduct a search for documents associated with your account other than documents charged for under the Document recovery fee

• Paper Statement Fee (Periodic), Amount: 0.00. Additional Information: Payable when we issue you with your statement of account in paper

• Additional Statement Fee (Event), Amount: 0.00. Additional Information: Payable when you request us to issue you an additional statement of account

• Rtgs Outward Payment Fee (Transaction), Amount: 20.00. Additional Information: Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

• Early Payout Fee (Event), Amount: 50.00. Additional Information: Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if repaid within the last month of the loan term.

• Guarantee Fee (Variable), Amount: Not Listed.. Additional Information: Unacertainable - Payable if your loan is guaranteed.