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Category: Personal Loans Last Updated August 8, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Driveaway Car Loan Fixed Rate - Fixed Rate Terms: 1-7 Years - L9-C3
Interest Rate 6.99% PA
Comparison Rate 7.13%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 9.99%
Lending Rate Type: Variable
Interest Rate: 9.99%, Comparison Rate 10.13%
Repayment Type: Principal And Interest
Loan Purpose:
, FIXED, 6.99%
Lending Rate Type: Fixed
Interest Rate: 6.99%, Comparison Rate 7.13%
Repayment Type: Principal And Interest
Loan Purpose:
Product Features
OtherAdditional Information: Your Police Bank Personal Loan may contribute to our Reduced Fees Program, helping to reduce (or eliminate) fees – save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.
OtherAdditional Information: No Monthly Account Keeping Fees
RedrawAdditional Information: Only available on Variable
Product Eligibility
Residency Status - Australian Citizens.
Residency Status - Australian Residents.
Min Age - 18.
Bank Fees and Charges
Ppsr (Upfront), Amount: 0.00. Additional Information: Certain loans will require us to use the services of PPSR. If we do so, the following may be payable:
• PPSR Registration Fee
• PPSR Financier Interest Enquiry
• PPSR Variation of Interest
Late Payment Fee (Event), Amount: 10.00.
Bank Cheque (Event), Amount: 0.00.
Additional Statement Fee (Event), Amount: 5.00. Additional Information: Payable when you request an additional statement.
Personal Loan Establishment Fee (Upfront), Amount: 98.00.
Arrears Letter Fee (Event), Amount: 6.50.
Overdrawn Account Fee (Event), Amount: 15.00.
Dishonoued Member Cheque Fee (Event), Amount: 9.00.