Category: Personal Loans Last Updated December 1, 2023 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate 13.24% PA
Comparison Rate 13.86%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
OtherAdditional Information: No penalty for extra repayments
InsuranceAdditional Information: get 20% off your first year s premium (capped at $200)
Product Eligibility
Min Age - 18.
Bank Fees and Charges
Personal Loan Funding Fee (Upfront), Amount: 195.00.
Personal Loan Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: This fee will be charged at the end of each month.
Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking
Limitations & Restrictions (Constraints)
Min Limit of 5000.00 Additional Information: Min $5000 to receive discounted interest rate,excludes debt consolidation
Min Limit of 1000.00 Additional Information: Min $1000 for debt consolidation loans