Personal Loan from $5K-$50K with no security required.
Category: Personal Loans Last Updated October 29, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Unsecured rates subject to credit score. Rates fixed for the term of the loan
Interest Rate 9.39% PA
Comparison Rate 10.30%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital BankingAdditional Information: SCCU NetBanking
Redraw
Npp Enabled
Card Access
OtherAdditional Information: Terms from 3yrs to 7years available
OtherAdditional Information: Unsecured rate available on application subject to credit score
Product Eligibility
Residency Status - Y. Additional Information: Must be an Australian resident
Min Age - 18.
OtherAdditional Information: Capacity to repay the loan
Natural Person
Bank Fees and Charges
Direct Debit Dishonour (Event), Amount: 15.00. Additional Information: Charged if your direct debit payment is dishonoured due to insufficient funds
Personal Loan Establishment Fee (Upfront), Amount: 250.00. Additional Information: A one off upfront fee for setting up your loan.
Redraw In Branch (Transaction), Amount: 25.00. Additional Information: Charged if you access advance payment on your loan in-branch. Redraw available while on VARIABLE rates only
Mthly Personal Loan Fee (Periodic), Amount: 8.00. Additional Information: Flat Monthly Fee fee of $8 for personal or vehicle loans.
Loan Variation (Event), Amount: 150.00. Additional Information: When there is a variation made to the terms of an existing loan agreement. For example principal reduction, change to loan term.