RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Term Deposit

Earn great returns with an IMB Term Deposit. An IMB Term Deposit offers competitive returns for investment terms from 1 month up to 5 years for amounts of $1,000 or more. Term Deposits are a secure way to grow your savings for the future!
Category: Term Deposits  Last Updated October 2, 2024  Effective November 1, 2024

 Product Features

  • Digital Banking Additional Information: Internet Banking and Mobile Banking App.
  • Other Additional Information: IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
  • Other Additional Information: IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone.
  • Other Additional Information: IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm

 Product Eligibility

  • Pension Recipient

 Bank Fees and Charges

  • Special Clearance On Cheques (Event), Amount: 16.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Transaction Listing - Electronic - Up To 10 Pages (Event), Amount: 5.00.
  • Transaction Listing - Electronic - 10 Pages And Over (Event), Amount: 0.50. Additional Information: Per page
  • Interest Statement - Electronic (Event), Amount: 2.50. Additional Information: Per page
  • Copy Of Withdrawal Or Deposit Form (Event), Amount: 15.00.
  • Recalculation Of Interest (Event), Amount: 30.00. Additional Information: Per page
  • Research Fee (Event), Amount: 30.00. Additional Information: Per page
  • Retrieval Of Archived Documents (Event), Amount: 20.00. Additional Information: Per page
  • Audit Certificate (Event), Amount: 30.00. Additional Information: Per certificate
  • Unclaimed Monies/dormant Account (Event), Amount: 40.00. Additional Information: Maximum charge per account
  • Bulk Coin Count (Deposit), Amount: 5.00. Additional Information: Maximum charge
  • Total Cash Withdrawal Over $2,000 In A Day (Withdrawal), Amount: 4.00. Additional Information: A fee of the higher of $4 or 0.2% of total cash withdrawals is charged for total cash withdrawals over $2000 in a day.
  • Manual Deposit Other Institution (Deposit), Amount: 10.00.
  • Cheque Deposit Dishonour Fee (Event), Amount: 10.50. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Trace On Financial Institution Cheque (Event), Amount: 50.00. Additional Information: Charges either wholly or partly imposed by third parties.
  • Copy Of Financial Institution Cheque (Event), Amount: 16.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Stop Payment Fee (imb Cheques) (Event), Amount: 12.50. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Foreign Cheque Conversion (Deposit), Amount: 25.00. Additional Information: Minimum charge, subject to additional fees and charges. Funds subject to 6-8 weeks clearance. Charges either wholly or partly imposed by third parties.
  • Bill For Collection (foreign Cheque With A Value Greater Than Aud$10,000) (Deposit), Amount: 50.00. Additional Information: Minimum charge, subject to additional fees and charges. Funds subject to 6-8 weeks clearance.
  • Telegraphic Transfers (Withdrawal), Amount: 51.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Foreign Currency Drafts - Purchase (Withdrawal), Amount: 21.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Foreign Currency Drafts - Stop Payment (Event), Amount: 10.50. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Foreign Currency Drafts - Refund (Event), Amount: 10.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Foreign Currency Drafts - Dishonour (Event), Amount: 21.70. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.
  • Purchase Of Foreign Currency (Withdrawal), Amount: 10.00. Additional Information: $10 or 1% of the value of the total order (whichever is greater).
  • Travel Money Transfer (Event), Amount: 10.00. Additional Information: Minimum charge is based on the value and location of Travel Money Transfer at the standard rate
  • Sms Alerts (Event), Amount: 0.25. Additional Information: Per alert

 Limitations & Restrictions (Constraints)

  • Opening Balance of 1000 Additional Information: A higher minimum opening balance may apply for select terms or for term deposits opened online.
  • Min Balance of 1000 Additional Information: A higher minimum opening balance may apply for select terms or for term deposits opened online.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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