RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Term Deposit 6 months

The fixed term deposit making a positive difference to more than just your bank balance.
Category: Term Deposits  Last Updated October 24, 2024  Effective November 1, 2024

 Product Features

  • Digital Banking Additional Information: You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
  • Other Additional Information: Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.

 Product Eligibility

  • Business Additional Information: Sole traders, Pty Ltd, public companies, partnerships or associations
  • Min Age - 18. Additional Information: Customers must be aged 18+ to open a personal or non-personal Term Deposit.
  • Natural Person Additional Information: Natural Person or In trust for a Natural Person or Non-Individual entity.
  • Residency Status - Au. Additional Information: Be an Australian citizen, permanent resident or have a valid visa; or entity be registered in Australia.

 Bank Fees and Charges

  • Term Deposit Early Withdrawal (Event), Amount: 15.00. Additional Information: A fee charged for withdrawal of funds from your term deposit prior to its maturity.
  • Company/business Name Searches (Event), Amount: 40.00. Additional Information: When we conduct a search of the ASIC register to obtain information about the ownership of a company in adminstration of an account. The cost is per search.
  • Certificates Supplied By The Bank (Event), Amount: 30.00. Additional Information: A fee for comprehensive certficates supplied for audit. The cost is $60 per hour with a minimum $30 per certificate.
  • Duplicate Statement Fee (Event), Amount: 5.00. Additional Information: A fee that may be charged if you order a copy of a statement that has already been issued on your account. This fee per statement and is charged on or after the day you order the duplicate statement.
  • Dormancy (Transaction), Amount: 12.00. Additional Information: Administration fee where account has been transferred to dormancy status. The cost per quarter charged on the last day of March, June, September and December.
  • Security Token Fee (Event), Amount: 50.00. Additional Information: When you request that we provide you with a physical Token to provide an additional layer of security when you engage in transactions that carry a higher risk. We do not charge for the virtual token.
  • Sms Alert Fee (Event), Amount: 0.25. Additional Information: This fee is charged when you elect to receive notifications about your account via SMS messages to a mobile telephone number you have given us for contacting you. The cost is per sms.
  • Same Day Funds Transfers Within Australia Fee (rtgs) (Transaction), Amount: 30.00. Additional Information: This fee is for a Real Time Gross Settlement (RTGS) payment which refers to the process of transferring money from one bank to another in Australia on a real time and gross basis. The cost is per transfer.
  • Staff Assisted International Payment In Foreign Currency (Transaction), Amount: 30.00. Additional Information: This fee is charged when you make an International Payment in foreign currency via a Branch or the Contact Centre. The cost is per transfer.
  • Staff Assisted International Payment In Aud (Transaction), Amount: 30.00. Additional Information: This fee is charged when you make an International Payment in AUD via a Branch or the Contact Centre. The cost is per transfer.
  • Online International Payment In Foreign Currency (Transaction), Amount: 10.00. Additional Information: This fee is charged when you make an International Payment in foreign currency on-line via Internet banking or Bank Australia app. The cost is per transfer.
  • Inwards Payment Fee (Deposit), Amount: 0.00. Additional Information: International money transfer from overseas (other fees may be charged by participating banks involved in the transaction or settlement). The cost is per transaction.

 Limitations & Restrictions (Constraints)

  • Min Balance of 500.00 Additional Information: Minimum Balance of $500 is required

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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