RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Term Deposit

Enjoy a guaranteed return on your money when you invest for a nominated fixed period
Category: Term Deposits  Last Updated August 26, 2024  Effective April 30, 2020

 Product Features

  • Other Additional Information: Pay $0 monthly account keeping fees
  • Other Additional Information: Monthly interest payments are available on terms 2-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 2-12m) or interest annually (terms greater than 12m).
  • Other Additional Information: If you want to withdraw your Term Deposit before maturity you need to provide at least 31 days' notice. You may incur an interest adjustment
  • Other Additional Information: Quarterly interest payments are available on terms 6-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 6-12m) or interest annually (terms greater than 12m).
  • Other Additional Information: Semi-annual interest payments are available on terms 12-60 months at 0.05% p.a. below carded rates for interest at maturity (12m) or interest annually (terms greater than 12m).
  • Digital Banking

 Product Eligibility

  • Residency Status - Account Owners Must Be Residents Of Australia.
  • Min Age - 11. Additional Information: At Least one personal account owner must be 18 years or older

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00. Additional Information: No monthly account keeping fees
  • Interest Certificate (Event), Amount: 10.00. Additional Information: previous financial year - per certificate issued
  • Record Search/copy Fee (Event), Amount: 70.00. Additional Information: per hour
  • Request For Audit Certificate (Event), Amount: 30.00. Additional Information: per certificate
  • Breaking Td Term - Interest Adjustment (Variable), Amount: Not Listed.. Additional Information: Adjustment based on proportion of term completed. Proportion of term completed: 0%-25%, Adjustment: 80% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 26%-50%, Adjustment: 60% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 51%-75%, Adjustment: 40% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 76%-100%, Adjustment: 20% of interest earned up to the date we will allow you to withdraw your deposit.

 Limitations & Restrictions (Constraints)

  • Opening Balance of 5000.00 Additional Information: Minimum balance of $5,000
  • Min Balance of 1000.00 Additional Information: Term Deposits from $1,000 are available only where the Term Deposit is used as security.
  • Min Balance of 5000.00 Additional Information: Minimum balance of $5,000
  • Max Balance of 2000001.00 Additional Information: Negotiated Rates may be available for Term Deposits over $2 million as agreed by us

 Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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