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Example Interest Rates: Home Loan Variable: 1.89% (1.9%*) • Home Loan Fixed: 1.84% (2.11%*) • Fixed: 1.84% (2.11%*) • Variable: 1.89% (1.9%*) • Investment IO: 2.05% (4.36%*) • Investment PI: 1.58% (2.72%*)

Base 64 Encoding

A proper Base64 encoder encodes strings as UTF-8 first, and then encodes the resulting byte sequence as Base64. When decoding, Base64 decoding is performed first, followed by UTF-8 decoding.

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Unicode

base64

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