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Example Interest Rates: Home Loan Variable: 1.89% (1.9%*) • Home Loan Fixed: 1.84% (2.11%*) • Fixed: 1.84% (2.11%*) • Variable: 1.89% (1.9%*) • Investment IO: 2.05% (4.36%*) • Investment PI: 1.58% (2.72%*)

WTF-8 Encoding/Decoding

WTF-8 (Wobbly Transformation Format − 8-bit) is a superset of UTF-8 that encodes surrogate code points if they are not in a pair. It represents, in a way compatible with UTF-8, text from systems such as JavaScript and Windows that use UTF-16 internally but don’t enforce the well-formedness invariant that surrogates must be paired.

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