RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

  Variable Rate Small Business Loan

With one of the longest business lending terms in the market, we can help you grow your business whilst optimising your repayments.
Category: Business Loans  Last Updated December 4, 2023  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Business Loan Rate
Interest Rate
9.23% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Other Additional Information: Borrow from $20,000 and above
  • Other Additional Information: Loan term up to 30 years, depending on rate option chosen and security provided.
  • Other Additional Information: Repayment options : Flexible repayment options.
  • Other Additional Information: Tax Savings: Potential tax benefits.
  • Other Additional Information: Borrow up to $3m to buy owner-occupied commercial business premises or for business expansion with loan to value ratios of up to 100% of the value of residential property security or 80% of the value of non-specialised commercial property security.
  • Other Additional Information: Make additional repayments without penalty.
  • Other Additional Information: Security options include cash, property, a guarantee or business assets.
  • Other Additional Information: Flexible repayment structures include Interest Only or Principle, Interest and Fees.
  • Extra Repayments Additional Information: Subject to terms and conditions, this product has EXTRA_REPAYMENTS option available.
  • Relationship Management Additional Information: Relationship management is available for eligible customers.

 Product Eligibility

  • Other Additional Information: Customer should be - A business entity domiciled in Australia or an individual 18 years and above or strata corporation domiciled in Australia and requires the funding for business or investment purposes other than investment in residential property
  • Other Additional Information: Meets the credit criteria and credit policy requirements under an applicable offer for this product.

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