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Example Interest Rates: Home Loan Variable: 2.54% (2.74%*) • Home Loan Fixed: 3.74% (3.8%*) • Fixed: 2.48% (2.94%*) • Variable: 2.54% (2.74%*) • Investment IO: 2.3% (3.76%*) • Investment PI: 2.04% (3.8%*)

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Owner Occupied Variable
Interest*
3.64%
Comparison*
2.66%
   
2.54%
2.74%
   
2.89%
2.89%
   
2.87%
2.9%
   
Owner Occupied Fixed
Interest*
4.84%
Comparison*
2.74%
   
4.59%
3.08%
   
5.14%
3.16%
   
5.25%
3.42%
   
Investment Interest Only
Interest*
3.74%
Comparison*
2.86%
   
5.54%
2.97%
   
5.35%
3.11%
   
5.29%
3.14%
   
Investment Loans
Interest*
3.24%
Comparison*
2.63%
   
3.74%
2.86%
   
2.89%
2.89%
   
5.04%
2.95%