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Example Interest Rates: Home Loan Variable: 1.99% (2.01%*) • Home Loan Fixed: 2.74% (2.41%*) • Fixed: 2.74% (2.41%*) • Variable: 1.99% (2.01%*) • Investment IO: 2.2% (2.86%*) • Investment PI: 1.94% (2.9%*)

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Police 2 Year Intro…
Owner Occupied • DISCOUNT • P&I
Interest*
2.54%
Comparison*
3.55%
   
A low variable introductory rate to get into your dream home sooner
Investor 2 Year Intro…
INVESTMENT • DISCOUNT • P&I
Interest*
3%
Comparison*
3.78%
   
L7 INVESTMENT 2 YEAR INTRO
Police 2 Year Intro…
INVESTMENT • DISCOUNT • Interest Only
Interest*
3.04%
Comparison*
3.78%
   
L7 INVESTMENT 2 YEAR INTRO
Fixed Rate - 1…
Owner Occupied • FIXED • P&I
Interest*
3.7%
Comparison*
4.53%
   
Maximum 30 year loan term
Base Variable Home Loan
Owner Occupied • VARIABLE • P&I
Interest*
3.76%
Comparison*
3.81%
   
A low variable introductory rate to get into your dream home sooner
Police 2 Year Intro…
INVESTMENT • VARIABLE • P&I
Interest*
3.89%
Comparison*
3.32%
   
INVESTMENT 2 YEAR INTRO VARIABLE
Investor Fixed 1 Year
INVESTMENT • FIXED • P&I
Interest*
4%
Comparison*
5.21%
   
Lock in interest rates for certainty of repayments on your investment loan
Investor Base Variable Interest…
INVESTMENT • VARIABLE • Interest Only
Interest*
4.14%
Comparison*
4.86%
   
Investor Base Variable Interest Only
Investor IO Fixed 1…
INVESTMENT • FIXED • Interest Only
Interest*
4.35%
Comparison*
5.24%
   
Interest only term for property investors

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Owner Occupied Variable
Interest*
1.99%
Comparison*
2.01%
   
2.28%
2.28%
   
2.51%
2.53%
   
2.64%
2.65%
   
Owner Occupied Fixed
Interest*
2.74%
Comparison*
2.41%
   
3.09%
2.49%
   
2.99%
2.64%
   
3.34%
2.74%
   
Investment Interest Only
Interest*
3.79%
Comparison*
2.55%
   
2.59%
2.62%
   
2.94%
2.7%
   
3.95%
2.71%
   
Investment Loans
Interest*
2.29%
Comparison*
2.31%
   
3.09%
2.49%
   
2.44%
2.67%
   
2.64%
2.7%
   
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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.
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