Product Library

Basic Home Loan Variable LVR 60-70%

Category: Home Loans Last Updated June 10, 2026 Effective June 22, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
6.04% PA

Comparison Rate
6.09%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw Additional Information: Minimum of $500 per redraw

Npp Payid

Digital Banking

Extra Repayments Additional Information: Ability to make additional repayments on a variable rate loan with no cost

Product Eligibility

Other Additional Information: Available to members only.

Min Age - 18.

Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..

Bank Fees and Charges

Settlement Fee (Upfront), Amount: 595.00. Additional Information: Costs associated with processing the documentation and settlement of the loan

Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.

Limitations & Restrictions (Constraints)

Max Lvr of 0.98

Min Lvr of 0.00

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