RBA Cash Rate: 4.35% · 1AUD = 0.7 USD · Inflation: 4%  
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Example Interest Rates: Home Loan Variable: 5.80% (5.85%*) • Home Loan Fixed: 6.04% (6.83%*) • Fixed: 6.04% (6.83%*) • Variable: 5.80% (5.85%*) • Investment IO: 6.19% (6.22%*) • Investment PI: 6.04% (5.95%*)
Product Library

  Classic Credit Card

Classic Credit Card Account
Category: Credit and Charge Cards  Last Updated June 15, 2026  Effective June 22, 2026

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Balance Transfers
  • Card Access
  • Other Additional Information: Other service related charges apply based on your circumstances
  • Npp Payid
  • Digital Banking
  • Digital Wallet
  • Digital Wallet
  • Interest Free Additional Information: Up to 55 days interest free

Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Available to members only.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

Bank Fees and Charges

  • Issue Card Or Pin Internationally By Registered Mail (Event), Amount: 15.00. Additional Information: $15 dollars per item
  • Account Keeping Fees (Periodic), Amount: 0.00.
  • Inactive Membership Fee (Periodic), Amount: 30.00.
  • Express Posting Of Card Or Pin In Australia (Event), Amount: 15.00.
  • Currency Conversion Fee (Transaction), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 2000.00

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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