Category: Personal Loans Last UpdatedNovember 22, 2025EffectiveDecember 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Eco Loan (Personal Loan) - Existing Customer Special
Interest Rate 3.75% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
Digital BankingAdditional Information:Access is available to online banking features for the product
RedrawAdditional Information:Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan
Unlimited TxnsAdditional Information:Unlimited extra repayments
Product Eligibility
Min Age - 18.
OtherAdditional Information: The Gateway Eco Personal Loan is available for the purchase and or installation of a range of features to help improve the efficiency of your home and reduce your impact on the environment: Solar & photovoltaic (PV) panels, Solar battery storage systems, Solar or Gas hot water systems, Solar pool heaters, Solar hydroponic heat pump systems, Rainwater tanks, Water pumps, Grey water treatment systems, Home insulation that meets government standards for geographic area, Certified double glazing for windows, Energy efficient LED lights
Bank Fees and Charges
Establishment Fee (Upfront), Amount: 149.00. Additional Information: Payable at settlement per loan