RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

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Ensure you call us for unlisted products and various promotions. Not all products are listed.

Express Reverse Mort.
• VARIABLE •
Interest*
8.65%
Comparison*
8.67%
   
Our Heartland Express Reverse Mortgage is designed for those with homes worth $400,000 or more,…
Reverse Mort.
INVESTMENT • VARIABLE •
Interest*
9.75%
Comparison*
9.78%
   
Our Heartland Standard Reverse Mortgage helps retirees achieve a more comfortable retirement by releasing equity…
Reverse Mort.
Owner Occupied • VARIABLE •
Interest*
9.75%
Comparison*
9.78%
   
Our Heartland Standard Reverse Mortgage helps retirees achieve a more comfortable retirement by releasing equity…

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General Product Options
Interest*
5.69%
Comparison*
7.53%
   
5.92%
5.98%
   
5.92%
7.57%
   
6.49%
7.56%
   
Business Finance
Interest*
9.04%
Comparison*
0.00%
   
9.14%
0.00%
   
9.34%
0.00%
   
10.29%
0.00%
   
Personal Loans
Interest*
6.54%
Comparison*
7.59%
   
9.99%
11.02%
   
9.99%
11.02%
   
  Business Auto Finance
Interest*
11.99%
Comparison*
12.87%
   
11.99%
12.87%
   
Selected Transaction Acc.s
Deposit Rate*
0.00%
Overdraft Rate*
2.20%
   
0.00%
2.20%
   
0.00%
2.20%
   
0.00%
2.20%
   
  SMSF Finance
Interest*
9.66%
Comparison*
0.00%
   
9.66%
0.00%
   
Equipment Finance
Interest*
7.50%
Comparison*
0.00%
   
9.50%
0.00%
   
SMSF Transaction Acc.s
Deposit Rate*
3.00%
Overdraft Rate*
14.95%
   
Credit Cards
Interest Rate*
8.99%
   
8.99%
   
Credit Cards (Introductory)
Interest Rate*
8.99%
   
8.99%
   
Term Deposits
Deposit Rate*
5.25%
   
5.15%
   
5.15%
   
5.05%
   
Business Constr.
Interest*
7.76%
Comparison*
0.00%
   

  Lender Product Review [ Learn More ]

Ensure you call us for unlisted products and various promotions. Not all products are listed.

Owner Occ. Variable
Interest*
5.20%
Comparison*
5.24%
   
5.69%
5.89%
   
5.69%
8.11%
   
5.80%
5.83%
   
Owner Occ. Fixed
Interest*
5.48%
Comparison*
6.24%
   
5.49%
5.98%
   
5.49%
6.11%
   
5.49%
6.18%
   
Invest Interest Only
Interest*
5.78%
Comparison*
6.81%
   
5.79%
6.50%
   
5.89%
6.47%
   
5.89%
6.54%
   
Invest Loans
Interest*
5.49%
Comparison*
6.32%
   
5.49%
6.42%
   
5.55%
5.68%
   
5.58%
6.62%
   
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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]
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