RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.49% (6.32%*)

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Ensure you call us for unlisted products and various promotions. Not all products are listed.

Optimum Investor 3 Year…
INVESTMENT • FIXED • P&I
Interest*
5.49%
Comparison*
6.32%
   
Optimum Investor 3 Year Fixed Rate Home Loan
GBR 2YR FIXED HL
Owner Occupied • FIXED • P&I
Interest*
5.49%
Comparison*
5.98%
   
GBR 2YR FIXED HL
Intro Discounted Std Variable…
Owner Occupied • DISCOUNT • P&I
Interest*
6.20%
Comparison*
6.31%
   
Intro Discounted Standard Variable Home Loan
Investment Discounted Std Variable…
INVESTMENT • DISCOUNT • P&I
Interest*
6.50%
Comparison*
6.25%
   
Investment Discounted Standard Variable Home Loan (Term of the Loan)
Home Loan GBR
Owner Occupied • VARIABLE • P&I
Interest*
6.60%
Comparison*
6.35%
   
Home Loan GBR
Investment Home Loan -…
INVESTMENT • VARIABLE • Interest Only
Interest*
6.90%
Comparison*
6.65%
   
Investment Home Loan - Interest Only
Investment Std Variable Home…
INVESTMENT • VARIABLE • P&I
Interest*
6.90%
Comparison*
6.65%
   
Investment Standard Variable Home Loan

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General Product Options
Interest*
5.20%
Comparison*
5.24%
   
5.48%
6.24%
   
5.49%
5.98%
   
5.49%
6.11%
   
Business Finance
Interest*
11.50%
Comparison*
0.00%
   
Personal Loans
Interest*
10.24%
Comparison*
11.60%
   
15.99%
17.40%
   
Business Auto Finance
Refer Personal Loans.
Selected Transaction Accounts
Deposit Rate*
0.00%
Overdraft Rate*
2.20%
   
0.00%
2.20%
   
0.00%
2.20%
   
0.00%
2.20%
   
  SMSF Finance
Interest*
9.66%
Comparison*
0.00%
   
9.66%
0.00%
   
Equipment Finance
Interest*
6.49%
Comparison*
0.00%
   
6.49%
0.00%
   
6.49%
0.00%
   
6.49%
0.00%
   
SMSF Transaction Accounts
Deposit Rate*
3.00%
Overdraft Rate*
14.95%
   
Credit Cards
Interest Rate*
6.96%
   
7.22%
   
7.49%
   
8.49%
   
Credit Cards (Introductory)
Interest Rate*
6.96%
   
7.22%
   
7.49%
   
8.49%
   
Term Deposits
Deposit Rate*
5.25%
   
5.15%
   
5.15%
   
5.05%
   
Business Construction
Refer Home Loan Products.

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Ensure you call us for unlisted products and various promotions. Not all products are listed.

Owner Occupied Variable
Interest*
5.20%
Comparison*
5.24%
   
5.69%
5.89%
   
5.69%
8.11%
   
5.80%
5.83%
   
Owner Occupied Fixed
Interest*
5.48%
Comparison*
6.24%
   
5.49%
5.98%
   
5.49%
6.11%
   
5.49%
6.18%
   
Investment Interest Only
Interest*
5.78%
Comparison*
6.81%
   
5.89%
6.47%
   
5.93%
6.71%
   
5.93%
6.92%
   
Investment Loans
Interest*
5.49%
Comparison*
6.32%
   
5.49%
6.42%
   
5.55%
5.68%
   
5.58%
6.62%
   
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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]
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