Central West CUL Product Details

Set-Off Loan

We want to help our members meet their goals, no matter what they are

Category: Personal Loans Last Updated April 14, 2026 Effective August 22, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information Secured by Set Off over Term Deposit held at CWCU

Interest Rate
7.15% PA

Comparison Rate
7.36%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking

Other Additional Information: Maximum term 7 years

Extra Repayments

Redraw Additional Information: Minimum amount $500

Product Eligibility

Min Age - 18.

Residency Status - Australian Resident Only.

Bank Fees and Charges

Personal Loan Establishment Fee (Upfront), Amount: Not Listed.. Additional Information: On establishment of loan

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