South West Slopes Credit Union Ltd Product Details

Optimum 1 Year Fixed Rate Home Loan

Category: Home Loans Last Updated May 11, 2026 Effective August 22, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
6.10% PA

Comparison Rate
0.00%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Digital Banking Additional Information: Internet Banking & App

Notifications Additional Information: Alerts

Npp Enabled

Redraw

Other Additional Information: Maximum loan term is 30 years

Extra Repayments Additional Information: Additional Repayments - Up to $20,000 per year in addition to contractual repayment

Other Additional Information: No application, Establishment, Redraw or monthly fees for the term of the loan

Other Additional Information: Weekly, Fortnightly & Monthly repayment options

Other Additional Information: Split loan with Fixed/Variable options

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

Land Title Search Fee (Event), Amount: Not Listed.. Additional Information: Payable to Third Party

Service Fee (Event), Amount: Not Listed.. Additional Information: SWSCU service fee for searches

Limitations & Restrictions (Constraints)

Max Limit of Additional Information: 2500000

Min Limit of Additional Information: 1000

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