Category: Credit and Charge Cards Last UpdatedMarch 24, 2026EffectiveAugust 22, 2026
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate NA PA
Comparison Rate NAPA*
Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Product Features
Additional Cards
Card Access
Digital Banking
Digital Wallet
Npp Enabled
Npp Payid
Overdraft
Unlimited Txns
Balance Transfers
Interest Free
Interest Free Transfers
Product Eligibility
Min Age - 18.
Natural Person
Residency Status - Australia.
Bank Fees and Charges
Emergency Card Issue Fee (Event), Amount: Not Listed..
Security Token (Event), Amount: Not Listed..
Dormant Account Fee (Periodic), Amount: Not Listed..
Agency Withdrawal Fee (Event), Amount: Not Listed..
Direct Debit Cancellation Fee (Event), Amount: Not Listed..
Sweep Establishment Fee (Event), Amount: Not Listed..
Sweep Variation Fee (Event), Amount: Not Listed..
Sweep Cancellation Fee (Event), Amount: Not Listed..
Emergency Overseas Card Fee (Event), Amount: Not Listed..
Bank Cheque Issue Fee (Event), Amount: Not Listed..
Corporate Cheque Fee (Transaction), Amount: Not Listed..
Corporate Chq Stop Pmt Fee (Event), Amount: Not Listed..
Stop Chq Request Fee (Event), Amount: Not Listed..
Chq Deposit Dishonour Fee (Event), Amount: Not Listed..
Special Clearance Chq Fee (Event), Amount: Not Listed..
Elec Outbound Rejection Fee (Event), Amount: Not Listed..
Periodic Pmt Establishment Fee (Event), Amount: Not Listed..
Periodic Pmt Variation Fee (Event), Amount: Not Listed..
Duplicate Statement Fee (Event), Amount: Not Listed..
Card Dispute Fee (Event), Amount: Not Listed..
Direct Entry Trace Fee (Event), Amount: Not Listed..
Bpay Error Correction Fee (Event), Amount: Not Listed..
Bpay Investigation Request Fee (Event), Amount: Not Listed..
Corporate Cheque Trace Fee (Event), Amount: Not Listed..
Member Cheque Trace Fee (Event), Amount: Not Listed..
Overdrawn Account Fee (Event), Amount: Not Listed..
Sms Fees (Event), Amount: Not Listed..
Periodic Pmt Rejection Fee (Event), Amount: Not Listed..
Eftpos Decl Trans Fee (Transaction), Amount: Not Listed..
Replacement Card Fee (Event), Amount: Not Listed..
Safe Custody Fee (Event), Amount: Not Listed..
Piggy Bank (Event), Amount: Not Listed..
Non Ccu Atm Transaction Fee (Event), Amount: Not Listed..
Non Ccu Atm Decl Trans Fee (Event), Amount: Not Listed..
Non Ccu Atm Bal Enq Fee (Event), Amount: Not Listed..
Credit Card Annual Fee (Event), Amount: Not Listed..
Atm Direct Charge (Event), Amount: Not Listed..
Non Coastline Atm Wdl Fee (Transaction), Amount: Not Listed..
Staff Assisted Electronic Pmnt (Transaction), Amount: Not Listed..
Honour Fee (Event), Amount: Not Listed..
Dishonour Fee (Event), Amount: Not Listed..
Overseas Atm Wdl Fee (Transaction), Amount: Not Listed..
Visa Credit Cash Advance Fee (Transaction), Amount: Not Listed..
Manual Arrears Transfer Fee (Event), Amount: Not Listed..
Arrears Reminder Fee (Event), Amount: Not Listed..
Final Notice Of Demand (Event), Amount: Not Listed..
Real Time Transfer Fee (Event), Amount: Not Listed..