ING Personal Loan

General Lending Rates

Product Variations

Product Features

• Digital Banking

• Other Additional Information: Same day funds. If you are an existing ING customer, the money can be received into your Orange Everyday on the same day as you accept your loan offer.

• Other Additional Information: Choice of 2, 3, 4, 5, 6 or 7 year loan terms with fortnightly or monthly repayments. 6 and 7 year loan terms only available for amounts above $30,000.

Product Eligibility

• Min Age - 18. Additional Information: You must be aged 18 or over.

• Min Income - 36000.00. Additional Information: You must meet any salary or regular deposit condition that we advise at the time you apply.

• Residency Status - Au. Additional Information: Available to Australian citizen or Australian permanent resident.

• Residency Status - Nz. Additional Information: Available to New Zealand citizen.

• Other Additional Information: Have and maintain an Australian residential address.

Bank Fees and Charges

• Loan Service Fee (Periodic), Amount: 8.00. Additional Information: There is a Monthly Loan service fee

• Late Payment Fee (Event), Amount: 30.00.

• Early Repayment Fee (Exit), Amount: 0.00. Additional Information: Flexibility to make extra repayments without charge. You won’t be hit with early repayment fees if you pay the loan off early.

• Establishment Fee (Event), Amount: 199.00.

• Interim Statement Fee (Event), Amount: 7.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 5000.00

• Max Limit of 60000.00