Equipment Loan Fixed

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Digital Banking

• Other Additional Information: Variable and fixed interest rate options available

• Other Additional Information: Available for new and used equipment

• Other Additional Information: Loan terms up to five years for new and used equipment

• Other Additional Information: Equipment used as security for the loan

• Other Additional Information: Equipment must be sourced from a licensed dealer/auctioneer

• Other Additional Information: Balloon final payment on fixed rate option for new equipment only

 Product Eligibility

• Business

 Bank Fees and Charges

• Application Fee (Upfront), Amount: 450.00.

• Capital Reduction Fee (Event), Amount: 75.00.

• Audit Certificate Fee (Event), Amount: 15.00.

• Heritage Online Business Internet Banking Security Token Fee (Event), Amount: 50.00. Additional Information: (including replacement tokens).

• Cash And Coin Handling Fee (deposits) (Variable), Amount: Not Listed.. Additional Information: If a cash deposit is made to your facility account at a Heritage branch or mini-branch of coins which have not been correctly bagged and counted. 2% of value.

• Overseas Cheque Deposit Fee (Event), Amount: 10.00. Additional Information: If a cheque in foreign currency is deposited to your facility account (note: Heritage does not always accept these deposits)

• Heritage Cheque Fee (Event), Amount: 10.00. Additional Information: For each cheque drawn by Heritage on itself which is issued from your facility account. $10.00 per cheque (including replacement cheques).

• Telegraphic Transfer Fee (Event), Amount: 30.00. Additional Information: If a telegraphic transfer is made from your facility account via RTGS within Australia

• Rtgs Deposit Fee (Event), Amount: 10.00. Additional Information: If a payment/transfer to your facility account via RTGS occurs.

• Transaction Listing Fee (Event), Amount: 5.00. Additional Information: When a transaction listing between two given dates is issued on your facility account

• Additional Statement Fee (Event), Amount: 1.00. Additional Information: For the second and each subsequent statement issued during a month, or when a statement is issued on your facility account at your request at any time before the next statement issuing date

• Sms Alerts (Event), Amount: 0.25. Additional Information: for each SMS Alert delivered by SMS to your mobile phone

• Default Fee (Event), Amount: 30.00. Additional Information: at the end of each calendar month during which you are in default at any time

• Direct Debit Dishonour Fee (Event), Amount: 10.00. Additional Information: If a direct debit authorised to be made from or to your account is dishonoured

• Break Fee (Variable), Amount: Not Listed.. Additional Information: Calculating the interest amount that Heritage would have received over the remaining fixed rate period of your Loan less the interest amount Heritage will receive on a comparable loan for the remaining fixed rate period at the date the Credit Contract is paid out.

 Limitations & Restrictions (Constraints)

• Min Limit of 20000.00

• Max Balance of 500000.00