Visa Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 10.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Interest Free Additional Information: You may receive up to 55 days interest free period for purchases provided you continue to pay your closing balance in full on or before every statement due date.

• Additional Cards

• Balance Transfers

• Bill Payment Additional Information: Bpay

• Digital Banking Additional Information: Check your accounts and transact online 24/7

• Digital Wallet Additional Information: Tap and Pay with your phone using Apple Pay, Google Pay or Samsung Pay, it's easy.

• Npp Enabled Additional Information: Make instant payments from your account via Osko

• Npp Payid Additional Information: Link your payID to make instant payments

 Product Eligibility

• Min Age - 18. Additional Information: Aged 18 years or over

• Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Australian citizens or Permanent residents

• Other Additional Information: Must become a member

• Other Additional Information: Regular permanent income

• Other Additional Information: Subject to normal lending criteria

 Bank Fees and Charges

• Vc Annual (Periodic), Amount: 30.00.

• Visa Cash Advance From Any Financial (Transaction), Amount: 4.00.

• Atm Withdrawal Overseas (Withdrawal), Amount: 4.00.

• Currency Conversion (Transaction), Amount: Not Listed..

• Bank@post Dishonour (Transaction), Amount: 14.47.

• Bank@post Withdrawal (Transaction), Amount: 3.00. Additional Information: Bank@Post withdrawal and deposits

• Visa Card Replacement Fee (not Renewal) (Event), Amount: 10.00. Additional Information: Visa card replacement fee (not renewal)

• Visa International Cancellation Fee For An (Event), Amount: 50.00. Additional Information: Visa International Cancellation fee for an emergency cash or cash request. USD50

• Visa International Emergency Card (Payment), Amount: 175.00. Additional Information: Visa International Emergency Card whislt overseas. Fee per card USD175

• Visa International Emergency Cash (Payment), Amount: 175.00. Additional Information: Visa International Emergency Cash whilst overseas. Fee USD175 per transaction

• Copy Of A Visa Merchant Voucher (Event), Amount: 25.00.

• Credit Card Late Payment Fee (Event), Amount: 15.00.

• Letter Of Demand/default Notice (Event), Amount: 50.00.

• Direct Debit Dishonour Fee Due To (Event), Amount: 12.00. Additional Information: Direct debit dishonour fee due to insufficient funds available

• Dormancy Fee (Event), Amount: 20.00.

• Internet Banking Telegraphic Transfer (Transaction), Amount: 20.00.

• Inward Dishonour Fee (Event), Amount: 9.00. Additional Information: Inward dishonour fee - Payable when attempted cheque deposit payment is dishonoured$9.00 per dishonour

• Statement Retrieval (Event), Amount: 2.00. Additional Information: $2.00 per statement page

• Swift Payment To Another Bank (Event), Amount: 12.83.

• Visa Cash Advance From Any Financial Overseas (Transaction), Amount: 4.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 1000.00