Bankwest Breeze Platinum Mastercard

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 21.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Purchase
• Interest Rate: 12.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

• Lending Rate Type: Introductory
• Interest Rate: 0.00%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Card Access Additional Information: Access and activate your new card digitally as soon as it's approved.

• Additional Cards Additional Information: Add up to 3 additional cardholders for free.

• Balance Transfers Additional Information: Balance transfer your non-Bankwest credit card balances. Conditions apply.

• Other Additional Information: You can bank over the phone.

• Bill Payment Additional Information: You can use BPAY to quickly and easily pay your bills online.

• Insurance Additional Information: Get complimentary extended warranty insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Insurance Additional Information: Complimentary price guarantee insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Insurance Additional Information: Be covered for your purchases with Purchase Security Insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Insurance Additional Information: Get complimentary overseas travel insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Digital Banking Additional Information: You can do your everyday banking through Bankwest Online Banking and the Bankwest App from anywhere, 24/7 - it's easy and secure.

• Digital Banking Additional Information: If you want to access your account in Online Business Banking, you will be provided with a separate Product Disclosure Statement and your use of the service will be a matter of separate agreement with us. Separate fees are applicable for this service.

• Digital Wallet Additional Information: Use Apple Pay for a smart, secure and easy way to pay from your Apple device.

• Digital Wallet Additional Information: Use Fitbit Pay for a smart, secure and easy way to pay from your Fitbit watch/tracker device.

• Digital Wallet Additional Information: Use Garmin Pay for a smart, secure and easy way to pay from your Garmin watch/tracker device.

• Digital Wallet Additional Information: Use Google Pay from any compatible Android device to tap and pay on the go

• Digital Wallet Additional Information: Use Samsung Pay for a smart, secure and easy way to pay from your Samsung device.

• Instalment Plan Additional Information: Spread the cost of up to 5 eligible purchases between $100 and $10000 over 4 monthly instalments at 0% p.a. Available to eligible customers via the Bankwest App only. Terms and conditions apply.

• Other Additional Information: No foreign Transaction fees for online and overseas purchases.

• Fraud Protection Additional Information: Features and tips to help you bank securely.

• Interest Free Additional Information: Up to 55 interest free days on purchases. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date.

• Interest Free Transfers Additional Information: 0% p.a. for 12 months on purchases and balance transfers after your Card is approved (excluding product transfers from existing BW credit cards), reverting to the ongoing purchase rate and balance transfer rate, currently 12.99%. Limited time. New Breeze customers only, other fees, T&Cs apply.

• Notifications Additional Information: Use Easy Alerts to keep track of your banking by setting up customisable notifications that let you know about important activities on your account, such as credit card repayment reminder.

 Product Eligibility

• Pension Recipient Additional Information: For lending products, lending criteria apply, however pension payments are eligible as a form of income.

• Min Age - 18. Additional Information: The Bankwest Breeze Platinum Mastercard is an account for personal customers who are over 18 years of age.

• Min Income - 15000. Additional Information: Regular income of over $15,000 a year.

• Residency Status - Au. Additional Information: The Bankwest Breeze Platinum Mastercard is an account for personal customers who are Australian permanent residents.

• Natural Person Additional Information: The Bankwest Breeze Platinum Mastercard is an account for personal customers who are over 18 years of age.

• Other Additional Information: For lending products, lending criteria apply.

 Bank Fees and Charges

• Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: 3% of transaction amount or $4 (whichever is greater). Payable for transactions that the annual cash advance percentage rate applies to.

• Foreign Transaction Fee (Transaction), Amount: 0.00. Additional Information: Foreign transactions are transaction occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas.

• Late Payment Administration Fee (Event), Amount: 25.00. Additional Information: Payable for each statement period that the minimum payment is not processed to your Card account by due date. If your Card Account statement refers to an 'Amount Due Immediately' you must also pay that amount by the due date, in order to avoid the fee.

• Paper Statement Fee (Periodic), Amount: 1.25. Additional Information: Payable for each paper Card Account Statement sent to you. Fee is waived if opted-in to e-statements.

• Notice Of Demand Fee (Event), Amount: 50.00. Additional Information: Payable when we issue a notice of demand to you.

• Annual Fee (Periodic), Amount: 69.00. Additional Information: Payable when the Card Account is opened and in advance on each anniversary of Card Account opening.

• Balance Transfer Fee (Event), Amount: Not Listed.. Additional Information: Charged as a % of the total balance transfer transaction amount. Payable for each transaction that the introductory balance transfer percentage rate applies to.

• Credit Card Replacement Fee (Event), Amount: 25.00. Additional Information: Payable on reissue of a lost credit card over the entitled two free reissues per Card Account per calendar year. This fee does not apply to stolen cards when Bankwest is advised of the police report identification number.

 Limitations & Restrictions (Constraints)

• Min Limit of 6000.00 Additional Information: Minimum credit limit $6000.